If you are self-employed, have irregular income, or other outside sources of income you can use two methods to determine your take-home pay: This will allow you to see the actual amount of your take-home pay. Some examples of automatic deductions are: for a 401(k) or other retirement accounts, savings, or health and life insurance. However, if you have automatic deductions from your paycheck, add those back to your check. Whatever you see on your pay stubs is your take-home pay. If you have earned income from an employer where taxes are automatically taken out, it should be fairly easy for you to determine your take-home pay.
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